Capital market

Answer the following questions according to the discussion in the video on Capital Markets and Banking regulation from September 18, 2020 by Kashkari, President of Federal Reserve bank of Minneapolis:
https://www.minneapolisfed.org/speeches/2020/capital-markets-and-banking-regulation

Answer the following questions:
1.
How banking system has changed after 2008 financial crisis?

2.
What has happened to capital holding by banks?