Discussion #1Is early retirement (by age 62) still a realistic option for most employees to achieve without experiencing a substantial decline in their preretirement standard of living? Explain your response use at least one reference to support your discussion.Please interact with one of your classmates.Discussion #2Share with your professor (and the class) how you feel things are going in the class for you. Are you on track toward the learning goals of the class? Do you have recommendations for the rest of the class to stay organized and focused for the rest of the course?