Review your analysis and determine the top three carriers that you recommend to be retained. Prepare a memo to Mr. Brian Hoover in which you detail your recommendation for the top three carriers with which Hoover should continue to do business. Organize your memo to be succinct but informative. Be sure to support your recommendation with the facts and results of your analysis because there are some biases amongst your co-workers that may distort their view of the carriers. To better make your argument, your report must support your recommendation by presenting the data using visualization techniques. Charts and graphs should be well designed and labeled, and include legends, titles, and values where appropriate.